Show HN: Privacy-first retirement planner – no bank linking, AI-powered analysis

Category: other

Tags: personal-finance, retirement-planning, privacy-focused, ai-analysis, typescript

Score: 6.0/10 (Innovation: 7, Technical: 6, Documentation: 3, Utility: 8)

A privacy-first retirement planning web application that performs AI-powered financial analysis without requiring bank account linking, keeping user data local by default. It's interesting because it combines Monte Carlo simulations, historical backtesting, and tax-aware portfolio modeling with a strong ethical stance against data monetization and credential collection.

Target audience: individuals planning retirement, personal finance enthusiasts, privacy-conscious users

Repository: https://planwithclarity.app · TypeScript · MIT · 43900 stars

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